OneAI
Pricing

Priced like an operating system.

Most buyers replace four to eight products with OneAI. Starter is enough to get real work done. Professional is where most acquirers and PSPs land. Enterprise is for regulated programs at scale.

Pricing

Priced like an operating system, not a dashboard.

Most buyers replace four to eight products with OneAI. Our pricing reflects the surface area we cover — from monitoring all the way to regulator-ready evidence.

Starter
$3,000
per month

Small PSPs, fintech startups, and early-stage acquirers running lower transaction volume.

  • Reporting & dashboards
  • Monitoring rules & alerts
  • Cases & watchlists
  • Basic compliance workflows
  • Standard integrations
  • Business-hours support
Professional
Recommended
$19,500
per month · recommended

Acquirers, PSPs, payment facilitators, and aggregators with active compliance teams.

RFI Automation & MID Governor included
  • Everything in Starter, plus:
  • Transaction Pre-Check — Allow / Review / Block before auth
  • Merchant risk & MID lifecycle
  • SAR management & audit trail
  • Chargeback governance & reserves
  • Rule maker-checker & versioning
  • Sanctions & website monitoring
  • RFI Automation (live)
  • MID Governor (live)
  • Merchant Response Portal (live)
  • AI-assisted requirements generation
  • Priority support & onboarding
Enterprise
$40,000
per month · starting

Regulated acquirers and sponsor banks running enterprise-grade compliance programs.

  • Everything in Professional, plus:
  • AI Compliance Assistant
  • Adaptive anomaly detection
  • Aggregator graph analytics
  • Fraud intelligence network access
  • Regulatory reporting packs
  • Dedicated CSM & 24/7 support
  • Custom SLAs and deployment
  • Bespoke integrations
Live today · with RFI + MID Governor
$19.5k – $40k / month
Next 2 quarters · adaptive AI
$30k – $60k / month
After regulatory reporting + fraud network
$60k – $100k+ / month

One prevented fraud event, one avoided compliance fine, or one avoided card-scheme remediation program typically covers an entire year of subscription. Volume-based and enterprise pricing available on request.

ROI calculator

One prevented event pays for the whole year.

Enter your MID count and monthly volume. See the honest, transparent estimate of what OneAI saves.

Your setup
500
$25,000,000
15 bps
Industry average: 8–20 bps for card-not-present.
60 bps
VDMP threshold: 90 bps. ECP: 100 bps.
Estimated monthly savings
$342,292
/ month
$4,107,500 annually
Prevented fraud$24,375
Chargeback savings$52,500
Remediation avoidance$10,417
Analyst time reclaimed$255,000
Payback period
< 1 month
vs. Professional plan at $19,500/mo
ROI (year 1)
1655×
Return on annual subscription
Transparent model — see “How this is calculated” below. Talk to us for a scoped, custom ROI proposal for your portfolio.
How this is calculated
  • Prevented fraud: volume × fraud rate × 65% prevention uplift from Pre-Check + rule library.
  • Chargeback savings: volume × chargeback rate × 35% reduction from ratio monitoring + MID Governor.
  • Remediation avoidance: 1 avoided VDMP / ECP remediation programme / year weighted by MID count (assumes $250k per programme).
  • Analyst time reclaimed: 6 hours per MID per year × $85 blended analyst rate.

The prevention percentages are conservative. Actual outcomes depend on your portfolio and your rule configuration.

Pricing FAQ

Common questions, answered.

What is included in the Professional plan?

Everything in Starter, plus merchant risk & MID lifecycle, SAR management, chargeback governance & reserves, rule maker-checker & versioning, sanctions and website monitoring, RFI Automation, MID Governor, Merchant Response Portal, AI-assisted requirements generation, and priority support and onboarding.

Is RFI Automation and the MID Governor included in Professional?

Yes. Both are live in production today and included at the Professional tier.

What is included in Enterprise?

Everything in Professional, plus the AI Compliance Assistant, adaptive anomaly detection, aggregator graph analytics, fraud intelligence network access, regulatory reporting packs, a dedicated CSM and 24/7 support, custom SLAs, and bespoke integrations.

How does OneAI compare to buying four to eight separate products?

Most compliance teams currently pay for a fraud tool, an AML tool, a CRM, a reporting BI tool, a merchant database, and a ticketing system separately. OneAI replaces that stack with one unified merchant-centric platform, one rules engine, one audit trail.

Do you offer volume-based or usage-based pricing?

Yes. Enterprise pricing scales with active MIDs, transaction volume, and deployment topology. Talk to us for a scoped quote.

Is there a free trial or proof-of-concept?

We run a 30-minute walkthrough on your merchant sample and hand you a written scorecard against your current stack. That is usually enough to move to a paid pilot.

What kind of support is included?

Starter includes business-hours support. Professional includes priority support and onboarding. Enterprise includes 24/7 support with a dedicated CSM and custom SLAs.

Ready to see it?

30-minute walkthrough on your merchant data. Written scorecard included.