Built by payments operators.
For payments operators.
We started OneAI because compliance teams shouldn't need eight tools and a spreadsheet to do their jobs. We're building the single operating system regulated payments businesses actually run on.
Move payments compliance from a reactive cost centre to an autonomous system of record.
Four operating principles.
Payments compliance is about merchants — MIDs, aggregators, risk posture — not just transactions. Every design decision starts there.
Maker-checker, versioned policies, and audit trails are not enterprise upsells. They ship on day one for every tier.
Every decision comes with the evidence that produced it. If we can't explain it, we don't ship it.
Our public scorecard shows the five things we lead on — and five gaps with real dates against them.
The short story.
- 2024FoundedBuilt by an ex-acquirer risk team frustrated with juggling eight tools.
- 2025First customersDeployed with African PSPs and payment facilitators processing regulated volume.
- 2026 · Q1RFI Automation shippedAutonomous alert → merchant response loop closed.
- 2026 · Q2MID Governor shippedAutonomous MID-level policy with maker-checker.
- 2026 · todayFull Compliance OSOne platform. One merchant record. One system of record.
Senior operators, in one room.
A small, senior team — every hire has shipped compliance software at scale.
Initials shown for now. Full team bios published under NDA on request.